Pension Loans

Since 1998                 

First American Finance Corporation 

  Pension Loans - Sell Your Military Pension, Company Pension, Government Pension, or Veteran Pension for a Cash Lump Sum!

We Submit Your Lump Sum Pension Loans Request to a Network of Investors Nationwide & Guarantee Top Dollar!

 Pension Loans - Sell Your Military or Company Pension Payments for Cash!

We Also Buy...

Mortgage Notes

Trust Deeds

Land Contracts

Business Notes

Structured Settlements

Pending Lawsuits

Inheritance in Probate

Senior / Life Settlements

Viatical Settlements

Pension Payments

Farm CRP Payments

Lottery Winnings

NO BEATS OUR PENSION LOANS PROGRAM. . .GUARANTEED!

First American Finance Corporation has become the nation's leader in providing pension recipients pension loans on their Military Pension, Company Pension, Police and Fire Pension, Teacher Pension, Veteran Pension, Government Pension, and Retirement Payments. Our success is attributed to understanding exactly what our customers want in a pension loans company. Competitive pricing; outstanding customer service; and quick funding. Our direct relationships with numerous private pension loans investors and pension loans institutions across the country and our knowledge of their individual strengths allow us to offer the most competitive pension loan pricing in the industry. 

We have helped numerous individuals sell their pension payments to get the cash they need to pay-off monthly bills, buy a car, purchase a new home, pay for college, pay medical expenses, start businesses, and obtain the financial freedom that they desired. We have the ability to structure a pension buy out that will meet your immediate needs and long term goals, as well as fund you very quickly. We will consider any pension payment stream that is paid out over time.

Click Here for a Military or Company Pension Loans Quote

 

Put your future pension payments to work for YOU today!

Our program provides instant cash in exchange for the next 12 months (1 yr.), 5 yrs., 7 yrs, or 10 yrs. of your pension payments.

Use your funds for:

  • Debt Consolidation
  • Divorce Settlements
  • Home Purchase
  • Pay Bills
  • Investment
  • Starting a Business
  • Pay for School
  • ANY legitimate use of funds is acceptable.
  • Click Here for a Military Pension or Company Pension Cash Quote

    Types of Pension Payments We Purchase

    Most types of pension payments are eligible. This program is available to all U.S. residents.

    Payment Types:

  • Military Pension
  • Company Pension
  • Police and Fire Pension
  • Teacher Pension
  • ANY State or Federal Government Pension
  • Our investors DO NOT Buy Social Security Benefits
  • Our investors DO NOT Buy VA Disability Benefits
  • How Does the Pension Loan Program Work?

    First American Finance has created relationships with private investors and pension buyers that will pay a lump sum of cash in exchange for the next 12 months (1 yr.), 5 yrs., 7 yrs., or 10 yrs. of future pension benefits.  The first step is for us to provide you with a free, no-obligation estimate of how much of a lump-sum we can obtain from our investors for your future benefits. You will receive the estimate within 2-3 business days, if you provide us with an email address or telephone number. If you like the figure, we will forward a full application for you to complete and return and we will begin the process.

    Who is eligible for Pension Funding?

    All people currently receiving monthly pension payments. Persons receiving military pensions must be out of the service at least 6 months.

    What is the minimum payment amount you will purchase?

    12 month program: We can purchase pension payments of $550 - $1,070 month.

    5 yr. program: We can purchase pension payments of $900 or more per month.

    7 yr. program: We can purchase pension payments of $700 or more per month.

    10 yr. program: We can purchase pension payments of $550 or more per month.

    Is there a maximum payment amount you will purchase?

    12 month program:  The maximum monthly payment we will purchase for the 12 month (1 yr.) program is $1,070.  If you are receiving larger payments, we will purchase $1,070 of the payment and forward the overage to you each month. 

    5 - 10 yr. program:  This program allows us to purchase up to 75% of your net payment amount, without any limitation on the maximum payment amount we can purchase.

    Are there any credit requirements?

    We do not require perfect credit, but applicants not have any collections or judgments that may affect the pension payments.

    Are there any age limitations?

    None at all.  Any person of legal age will be accepted.

    Are people who have filed for bankruptcy eligible?

    Yes, but the bankruptcy must have been discharged at least 12 months previously. Additionally, the credit history since the bankruptcy must be fair.

    What is the average time for funding?

    12 month program: If you submit your application to us along with all required documents and receive an approval before the 15th of the month, you could receive you funds within 7-10 days after the first payment re-direct.  This is usually by the 8th or the 12th of the following month.

    5 - 10 yr. program: It usually takes approximately 8 to 12 weeks from the time we receive your complete seller package, to secure a buyer for your payments and receive your funds.

    Are there any restrictions on the use of funds?

    Our investors do not require any specific use for the funds. Education, home, medical bills, bill consolidation, recreational vehicles, vacations, investments, etc. All legitimate purposes are acceptable to us.

    Do I need to own a home to qualify?

    No. Home ownership is not required. In fact, stable renters are often strong qualifiers.

    Do I need Life Insurance?

    12 month (1 yr.) program:  No.  No Life Insurance required for our 12 month program.

    5 - 10 yr. program:  Yes.  Life Insurance is required to be in place for the entire term purchased.  However, we can assist with the purchase of the required Life Insurance policy, and pay 1/3 of the premium, if you do not currently have Life Insurance.

    Why isnít the amount of money paid to me [the pensioner] equal to the total value of all the payments that will be collected?

    The up-front lump sum received by the pensioner is substantially less than the total value of the payments that would have been collected over the extended period of time.  Current dollars are more valuable than future dollars.  Just like lottery winnings, a winner can collect all of his money over twenty years, or approximately 30-40% of the total amount at the time of winning as a cash option.  The rate of discount is similar for advance pension payments.  However, depending on the program chosen, the lump sum you will receive from us will be approximately 33-78% of the total sum of payments purchased!

    Example of our 12 month (1 yr.) Pension Advance Program

    EXAMPLE #1:  Net monthly payment received = $550 per month

    We purchase 12 payments and you receive $5,000.00.  (That's 75.8%)

    EXAMPLE #2:  Net monthly payment received = $650 per month

    We purchase 12 payments and you receive $6,000.00.  (That's 76.9%)

    EXAMPLE #3:  Net monthly payment received = $1,070 per month

    We purchase 12 payments and you receive $10,000.00.  (That's 77.9%)

     

    Example of our 60 month (5 yr.) Pension Advance Program

    EXAMPLE #1:  Net monthly payment received = $900 per month

    We purchase 60 payments and you receive $27,817.00.  (That's 51.5%)

    EXAMPLE #2:  Net monthly payment received = $1,000 per month

    We purchase 60 payments and you receive $30,908.00.  (That's 51.5%)

     

    Example of our 84 month (7 yr.) Pension Advance Program

    EXAMPLE #1:  Net monthly payment received = $700 per month

    We purchase 84 payments and you receive $27,309.00.  (That's 46.4%)

    EXAMPLE #2:  Net monthly payment received = $800 per month

    We purchase 84 payments and you receive $31,210.00.  (That's 46.4%)

    EXAMPLE #3:  Net monthly payment received = $1,000 per month

    We purchase 84 payments and you receive $39,013.00.  (That's 46.4%)

     

    Example of our 120 month (10 yr.) Pension Advance Program

    EXAMPLE #1:  Net monthly payment received = $600 per month

    We purchase 120 payments and you receive $28,556.00.  (That's 39.7%)

    EXAMPLE #2:  Net monthly payment received = $800 per month

    We purchase 120 payments and you receive $38,074.00.  (That's 39.7%)

    EXAMPLE #3:  Net monthly payment received = $1,000 per month

    We purchase 120 payments and you receive $47,593.00.  (That's 39.7%)

     

    Most pension advance companies only pay 25 to 40%.  We pay 39-77%.

    Are there ways to repay the loan early?

    This program is actually not a loan. Early repayment is not an option. The program is a contractual agreement between you and our payment buyer for which you agree to sell your next 12 mos. (1 yr.), 5 yrs., 7 yrs., or 10 yrs. of pension payments.  Therefore, we are agreeing to obtain you a lump sum of cash up-front for your commitment to have your next 12 mos. (1 yr.), 5 yrs., 7 yrs., or 10 yrs. worth of payments forwarded to our investors. 

    Click Here for a Military or Company Pension Cash Quote

     

    Email: info@notecity.com               Contact Information

    © 2007 First American Finance Corp.

    Cash For Pension - Sell Your Pension Payments for Cash

    Cash In Pension - Cash in Your Pension for Lump Sum

    Company Pension - Sell Your Company Pension for Cash

    Government Pension - Sell Your Government Pension for Cash

    Lump Sum Pension - Lump Sum Pension Cash Option

    Military Pension - Sell Your Military Pension for Cash

    Military Pension Loan - Cash Loan on Your Military Pension

    Buyer of Pension - Pension Buyer Pays Cash Lump Sum

    Pension Funding - Cash Lump Sum Pension Funding

    Pension Loan - Pension Loan Services

    Police Fire Pension - Cash for Your Police and Fire Pension

    Sell Pension - Sell Your Pension Payments for Cash

    State Pension - Sell Your State Pension for Cash

    Teacher Pension - Sell Your Teacher Pension for Cash

    Veteran Pension - Sell Your Veteran Pension for Cash